Students can view, administer and clue the apprenticeship accommodation applications to banks anytime, anywhere by accessing the portal. The aperture additionally provides linkages to National Scholarship Portal.
Vidya Lakshmi Aperture provides distinct window for Acceptance to acceptance advice and accomplish appliance for Educational Loans provided by Banks and Govt Scholarships.
The appellant charge annals and login to Vidya Lakshmi aperture and afresh fill-up the Common Apprenticeship Accommodation Appliance Anatomy (CELAF) by accouterment all the all-important details. Afterwards bushing the form, the appellant can chase for Educational Accommodation and APPLY as per his/her needs, accommodation and convenience.
Alternatively, the appellant can additionally chase for Educational Accommodation afterwards login and administer for the acceptable Educational Accommodation by bushing the CELAF.
The Common Educational Accommodation Appliance Anatomy is the distinct anatomy which acceptance can ample to administer for Educational Accommodation to assorted banks / schemes. CELAF is the appliance anatomy assigned by Indian Banks Association (IBA) and accustomed by all banks. This anatomy is provided on Vidya Lakshmi aperture to administer for Educational loan.
The Coffer will amend the cachet of the appliance on Vidya Lakshmi portal. Acceptance can appearance the cachet of the appliance on the applicant’s dashboard on the portal.
Approved Educational Accommodation of an appellant will be disbursed anon by the coffer alfresco the Vidya Lakshmi Portal.
A apprentice can administer to a best of three Banks through Vidya Lakshmi aperture appliance CELAF.
So far, 13 banks accept registered 22 educational accommodation schemes on the Vidya Lakshmi Aperture and bristles banks accept chip their arrangement with the portal.
The aperture additionally has ability for banks to upload accommodation processing status, ability for acceptance to email grievances/queries apropos to educational loans, dashboard ability for acceptance to appearance cachet of their accommodation appliance and bond to National Scholarship Aperture for advice and appliance for government scholarships.
VIDYA LAKSHMI LOAN SCHEME
To extend banking abetment to deserving/meritorious acceptance for advancing academy apprenticeship in India and away
QUANTUM OF FINANCE
For studies in India: Best Rs. 10 lacs For studies Abroad: Best Rs. 20 lacs
For Male Students:
PROCESSING FEE NIL
SECURITY Upto Rs. 7.50 lacs: No aegis Co-obligation of parents
Above Rs.7.50 lacs:
Co-obligation of parents calm with actual accessory aegis of acceptable value, forth with the appointment of approaching assets of the apprentice for acquittal of instalments The co-obligator should be parent(s)/guardian of the apprentice borrower. In case of affiliated person, co-obligator can be either apron or the parent(s)/parents-in-law.
ELIGIBLE COURSES – STU DIES IN INDIA
Graduation courses: B.A., B.Com., B.Sc. etc. Post-graduation courses: Masters and Ph.D. Professional courses: Engineering, Medical, Agriculture, Veterinary, Law, Dental, Management, Management, Computer, etc. Computer Certificate courses of accounted institutes accepted to Department of Electronics or Institutes affiliated to a university Courses like ICWA, CA, CFA, etc. Courses conducted by IIM, IIT, IISc, XLRI, NEFT, etc. Added courses arch to diploma, bulk etc. conducted by colleges, universities accustomed by UGC/Government/AICTE/AIBMS/ICMR etc. Courses offered by National Institutes and added accounted clandestine institutions. Regular Degree/Diploma courses like Aeronautical, Shipping, Pilot training etc., accustomed by Director General of Civil Aviation/Shipping. (if the advance is pursued abroad, the Convention should be accustomed by the competent bounded aviation/shipping authority) Courses accustomed by LHO from their breadth of operation depending on approaching prospects/recognition of convention Vocational Training and accomplishment development courses are not covered beneath this scheme. A abstracted arrangement ‘SBI Accomplishment Accommodation Scheme’ has been launched by Bank.
ELIGIBLE COURSES – STUDIES ABROAD
Graduation: For job aggressive professional/ Abstruse courses offered by accounted universities. Post-graduation: MCA, MBA, MS etc. Job aggressive professional/ abstruse Post Graduate Ascendancy courses offered by accounted universities Doctorate Programmes (Ph.D.) courses Courses conducted by CIMA (Chartered Convention of Management Accountants) – London, CPA (Certified Public Accountant) in USA etc.
STUDENT ELIGIBILITY Should be an Indian National Anchored acceptance to Professional/Technical courses through Entrance Test/Selection action afterwards achievement of HSC (10 additional 2 or equivalent) In cases, area there is no Entrance Test/ Merit based alternative procedure, accepting acceptance to a academy apprenticeship advance in a accustomed convention may be considered. Acceptance who accept appeared in any Entrance Test, anchored casual marks but could not get acceptance due to lower baronial and who opt to accompany the advance beneath Management Quota in the aforementioned academy or addition academy for affidavit of accessibility (proximity) or best of course, will be eligible. Anchored acceptance to adopted university/Institutions. No minimum condoning marks assured in the aftermost condoning assay Accommodation proposals from acceptance who accept bootless in the aftermost condoning assay including chic XII and afterwards cleared, discontinued studies and resumed afresh may be advised afterwards acceptable the affidavit for the same.
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