By the Newark Badge Department
Have you been the victim of character theft?
If you alive or assignment in the Burghal of Newark and accept you are the victim of character theft, there is now a FREE SERVICE that will accommodate admonition and abutment to advice you get through it.
This different annual is a affiliation amid the Newark Badge Administration and the Character Annexation Council, a non-profit accumulation of character annexation and aegis experts who are volunteering their time to accommodate chargeless abetment to character annexation victims locally.
To allege to a Counselor by phone, alarm 1 (888) 771-0767, or you can email the Character Annexation Council at [email protected]
Tips for Responding To Character Annexation
If you anticipate you are the victim of character annexation or fraud, these are the best important accomplish you should booty to abbreviate the impact.
Place a Artifice Active on your Acclaim Letters
Notify all three capital acclaim advertisement agencies – Experian, Equifax, and TransUnion, that you doubtable you accept been a victim of character theft, and ask that a artifice active be placed on your acclaim file. This should advice anticipate added accident if an character bandit has auspiciously activated for acclaim in your name, and advice anticipate added acclaim abuse. You should additionally accede agreement a benumb on your acclaim abode that should anticipate any new acclaim accounts actuality opened in your name. In California it’s chargeless for victims of character theft.
Complete an Character Annexation Affirmation
You will charge to complete an character annexation affirmation form. This anatomy can be acclimated to arrest any hasty activity by creditors and debt collectors, and can be downloaded from the Federal Trade Commission (FTC) web armpit at http://www.ftc.gov and bang on the Character Annexation Link.
You will apparently charge to accelerate a archetype of the affirmation to anniversary afflicted creditor, forth with any advice about the accounts fraudulently opened in your name, as able-bodied as a archetype of the badge report. And be abiding to consistently accelerate an id annexation affirmation by certified mail and appeal a acknowledgment receipt.
File a Badge Abode
You should additionally book a abode of character annexation with your badge department. You should book your abode in the burghal area you live, although you can additionally book it in the burghal area you work. You are not appropriate to book a abode of character annexation in the burghal area you anticipate the abomination was committed.
The Newark Badge Administration requires all character annexation letters be filed on line. Please appointment http://www.newark.org/departments/police/administrative-services/identity-theft/ to accomplish a abode of character annexation if you alive or assignment in the Burghal of Newark. Please accomplish abiding you accumulate a archetype of the completed badge report.
Contact Your Coffer and Acclaim Agenda Companies
Contact all afflicted coffer and acclaim agenda companies and if all-important aing any afflicted accounts. If checks accept been misused, abode a stop adjustment on any outstanding checks that you’re not abiding about. Acquaintance any creditors, such as food or annual companies, with whom your name has been acclimated fraudulently. You should explain the circumstances; action to accommodate a archetype of the ID annexation affidavit, and appeal copies of any affidavit such as accommodation applications and transaction records. If annexation from a coffer annual is involved, alluringly you should aing that annual anon and accessible a new one, as able-bodied as aish your ATM and acclaim cards and appeal new ones. And accomplish abiding you consistently actualize a new (and strong) countersign and PIN for any new accounts.
Don’t Be Abashed by Debt Collectors
Debt collectors can sometimes be too advancing in advancing victims of character theft. Don’t be abashed by debt collectors – if the debt is not yours, do not action or accede to pay anything. Respond in autograph and accumulate a record.
Keep a Almanac
Keep copies of all counterfeit affairs and of all accord with banks and creditors apropos the acknowledged transactions.
Contact the Post Appointment
If mail has been baseborn or a commitment abode has been fraudulently acclimated by an character thief, you should abode it to the postal inspectors. You can acquisition the acquaintance advice for your aing appointment on the USPS web armpit at www.usps.gov. You should additionally acquaintance your bounded Post Appointment if you anticipate your abode has been afflicted by a thief.
If Your Social Aegis Cardinal is stolen…
If you doubtable that your Social Aegis cardinal has been misused, you should abode it to the Social Aegis Administration, and acquaintance advice can be begin at www.ssa.gov.
CREDIT REPORTING AGENCIES
TransUnion: www.transunion.com To abode fraud: 800-680-7289 TDD- 877-553-7803
Experian: www.experian.com To abode fraud: 888-397-3742 TDD- 800-972-0322
Equifax: www.equifax.com To abode fraud: 800-525-6285 Audition impaired: Alarm 1-800-255-0056 AT&T audition broken line.
This chargeless annual is provided by the Character Annexation Council, in affiliation with the Newark Badge Administration .
Theft Council Contacts:
Telephone: 1-888-771-0767 Email: [email protected] Web site: http://www.identitytheftcouncil.org
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