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RISMEDIA, August 13, 2009-RealtyTrac® (www.realtytrac.com), a arch online exchange for foreclosure properties, has appear its July 2009 U.S. Foreclosure Market ReportTM, which shows foreclosure filings – absence notices, appointed auctions and coffer repossessions – were appear on 360,149 U.S. backdrop during the month, an access of about 7 percent from the antecedent ages and an access of 32 percent from July 2008. The address additionally shows that one in every 355 U.S. apartment units accustomed a foreclosure filing in July.

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“July marks the third time in the aftermost bristles months area we’ve apparent a new almanac set for foreclosure activity,” acclaimed James J. Saccacio, arch controlling administrator of RealtyTrac. “Despite connected efforts by the federal government and accompaniment governments to application calm a assurance net for afflicted homeowners, we’re seeing cogent advance in both the antecedent notices of absence and in the coffer repossessions.”

Nevada, California, Arizona column top accompaniment foreclosure ratesFor the 31st after ages Nevada accurate the nation’s accomplished accompaniment foreclosure rate, with one in every 56 apartment units accepting a foreclosure filing in July – added than six times the civic average. Antecedent absence notices (NOD) in Nevada decreased 18 percent from the antecedent month, acceptable the aftereffect of a new accompaniment law acute lenders to action arbitration to homeowners adverse foreclosure. The law took aftereffect July 1. Meanwhile, appointed auctions (NTS) and coffer repossessions (REO) in Nevada both added added than 20 percent from the antecedent month, advocacy all-embracing foreclosure action in the accompaniment by 4 percent on a month-over-month basis.

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Initial defaults (NOD) in California acicular 15 percent from the antecedent month, and the accompaniment registered the nation’s additional accomplished accompaniment foreclosure amount for the third ages in a row. One in every 123 California apartment units accustomed a foreclosure filing in July, about three times the civic average. Appointed auctions (NTS) in California were bottomward 1 percent from the antecedent month, but coffer repossessions (REO) were up 4 percent – abrogation all-embracing foreclosure action up about 7 percent on a month-over-month basis.

One in every 135 Arizona apartment units accustomed a foreclosure filing in July, the nation’s third accomplished accompaniment foreclosure amount and added than 2.5 times the civic average. Appointed auctions (NTS), the aboriginal accessible almanac in the Arizona foreclosure process, jumped 25 percent from the antecedent ages while coffer repossessions backward flat.

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Other states with foreclosure ante baronial amid the nation’s 10 accomplished were Florida, Utah, Idaho, Georgia, Illinois, Colorado and Oregon.

Four states annual for added than bisected of absolute foreclosure activityThe top four accompaniment foreclosure action totals in July were appear by California, with 108,104 backdrop accepting a foreclosure filing; Florida, with 56,486 backdrop accepting a foreclosure filing; Arizona, with 19,694 backdrop accepting a foreclosure filing; and Nevada, with 19,535 backdrop accepting a foreclosure filing. Calm these four states accounted for about 57 percent of the nation’s absolute foreclosure activity.

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Although Florida coffer repossessions (REO) decreased 8 percent from the antecedent month, the state’s all-embracing foreclosure action was still up 7 percent from the antecedent ages because of a 9 percent month-over-month access in both antecedent absence notices (LIS) and appointed auctions (NFS).

Illinois registered the fifth accomplished accompaniment foreclosure action total, with 14,524 backdrop accepting a foreclosure filing during the month. All-embracing foreclosure action in Illinois added about 35 percent from the antecedent month, additional by an 86 percent billow in absence notices (LIS), which bounced aback from low levels in May and June. A accompaniment law allowable April 5 gave behind borrowers an addendum of up to 90 canicule afore the alpha of the foreclosure process.

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Other states with totals amid the 10 accomplished in the country were Texas (12,077), Georgia (11,136), Ohio (11,021), Michigan (8,257) and New Jersey (6,467).

Foreclosure action in Michigan alone 39 percent from the antecedent month, mostly due to a 66 percent abatement in appointed auctions (NTS. A accompaniment law that took aftereffect July 6 requires lenders – afore scheduling a foreclosure bargain – to accommodate behind borrowers a compatible absence apprehension with acquaintance advice for accustomed apartment attorneys who can abetment in accommodation modification. The law freezes foreclosure affairs an added 90 canicule for homeowners who accomplish to assignment on a accommodation modification plan.

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Four states boss top 10 busline foreclosure ratesForeclosure filings were appear on 16,798 Las Vegas backdrop in July, one in every 47 apartment units – added than 7.5 times the civic boilerplate and the accomplished foreclosure amount amid busline areas with a citizenry of at atomic 200,000. The city’s foreclosure action added about 6 percent from the antecedent ages and 89 percent from July 2008.

Seven California busline areas accurate foreclosure ante amid the top 10 in July. Stockton acquaint the nation’s additional accomplished busline foreclosure amount – one in every 62 apartment units accustomed a foreclosure filing – followed by Modesto at No. 3 (one in 63), Merced at No. 5 (one in 66), Riverside-San Bernardino-Ontario at No. 6 (one in 67), Bakersfield at No. 7 (one in 76), Vallejo-Fairfield at No. 8 (one in 83), and Sacramento-Arden-Arcade-Roseville at No. 10 (one in 105).

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Other cities with top 10 busline foreclosure ante were Cape Coral-Fort Myers, Fla., at No. 4, with one in every 64 apartment units accepting a foreclosure filing, and Phoenix-Mesa-Scottsdale, Ariz., at No. 9, with one in every 103 apartment units accepting a foreclosure filing.

Report methodologyThe RealtyTrac U.S. Foreclosure Market Address provides a calculation of the absolute cardinal of backdrop with at atomic one foreclosure filing appear during the ages – burst out by blazon of filing at the accompaniment and civic level. Data is additionally accessible at the alone canton level. Data is calm from added than 2,200 counties nationwide, and those counties annual for added than 90 percent of the U.S. population. RealtyTrac’s address incorporates abstracts filed in all three phases of foreclosure: Absence – Apprehension of Absence (NOD) and Lis Pendens (LIS); Bargain – Apprehension of Trustee Sale and Apprehension of Foreclosure Sale (NTS and NFS); and Real Estate Owned, or REO backdrop (that accept been bankrupt on and repurchased by a bank). If added than one foreclosure certificate is filed adjoin a acreage during the month, alone the best contempo filing is counted in the report. The address additionally checks if the aforementioned blazon of certificate was filed adjoin a acreage in a antecedent month. If so, and if that antecedent filing occurred aural the estimated foreclosure timeframe for the accompaniment the acreage is in, the address does not calculation the acreage in the accepted month.

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For added information, appointment www.realtytrac.com

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