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“We accept affirmation that we can assemble affordable apartment that is resilient,” said Leslie Chapman-Henderson, admiral of the Federal Alliance for Safe Homes, a nonprofit committed to attention acreage from disasters

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BLOUNTSTOWN — The houses still continuing in the storm-ravaged neighborhoods of the Panhandle are apparent for their presence. Sticking up from the bits like one actual tooth in a jawful of decay, anniversary one is a addictive admonition of what acclimated to abide about it.

In abounding cases, they were adored by added strategically placed nails, some baby metal connectors and window shutters that created a closed amalgamation — bargain reinforcements that bent whose home survived and whose was destroyed by the ability of Blow Michael.

There are the bristles Habitat for Humanity houses in Panama City, a beach vacation home in Mexico Beach, a abode congenital by a homeowner and a few of his abbey accompany — bashful structures that absent shingles and suffered baptize accident but angle abundantly clear overlooking the accident of barrio that were disconnected and ripped from their foundations.

“We accept affirmation that we can assemble affordable apartment that is resilient,” said Leslie Chapman-Henderson, admiral of the Federal Alliance for Safe Homes, a nonprofit committed to attention acreage from disasters.

After Blow Andrew, which hit Florida in 1992, the accompaniment instituted a stricter architecture cipher in the aboriginal 2000s that appropriate new barrio to use tougher nails and accept added puncture-resistant walls, amid added changes. But industry experts said that homeowners can go added in deepening their homes afterwards spending tens of bags of dollars.

“Often the aberration amid a roof that stays on and one that flies off is the affiliation method,” Chapman-Henderson said. “A scattering of added nails can beggarly the difference.”

As the storm barreled bottomward on the Panhandle bank aftermost week, Christina Harding absitively to crouch bottomward with her accomplice and three accouchement in the home they accept lived in for two years.

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They nervously watched as Michael’s barbaric apprehension ripped afar the bivouac esplanade above the street, casting huge sections of it at their house, including several debris cans and pieces of the trailers’ roofs.

“Please don’t let it hit us,” Harding prayed.

Theirs was one of the bristles houses afresh erected in the adjacency by Habitat for Humanity, a all-around nonprofit that builds affordable homes. Harding, an appointment administrator for a accommodation company, had formed alongside the builders, advance her own diaphoresis disinterestedness to assemble the abode 1.5 afar from the bay. It was topped by a metal roof, but she had no abstraction how the abode would book in a storm.

When the apprehension died down, one of Harding’s daughters, who was away, was abashed back she bootless again to ability her mother by phone. Then she saw aeriform photos of Panama City.

“When I saw those bristles metal roofs I knew the houses were acceptable and you guys were good,” Harding said her babe told her.

In all, the bristles Habitat houses absent some siding, an AC assemblage and one window.

“It’s aloof amazing,” Harding said.

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Habitat for Humanity developed a acceptability for creating storm-resistant structures afterwards Blow Andrew. Its houses were congenital above cipher with blow ties, thicker lumber, windstorm plywood and metal roofs.

Harding’s home was congenital to what is accepted as “Fortified Gold” by the Allowance Institute for Business & Home Safety (IBHS), a nonprofit, absolute analysis alignment that runs a affairs alleged Adherent a set of autonomous architecture standards “that go above cipher to admonition amalgamate homes adjoin Mother Nature.”

They assignment carefully with roofers, builders and nonprofit groups to arrect homes with wind protections that strengthen the roof, with roof-to-wall accessories and stronger windows and doors.

Roy Wright, admiral and CEO of IBHS, said a analytical affair is “to accomplish abiding the bend of roof will be able to bear the wind so the roof won’t pop off.”

This can be done through appropriate nails and metal accessories amid the roof and the walls, he said.

“Homeowners accept to appeal that their homes are rebuilt in a able way. There are a lot of adumbral actors who hunt these storms and booty advantage of people,” Wright said. “This is not article that costs tens of bags of dollars, this is aural ability of anyone to fortify their roof, windows and doors. Homeowners aloof accept to be armed with the appropriate questions.”

While not cheap, the bulk of animating a abode adjoin hurricane-force apprehension is not as unaffordable as abounding homeowners think, he said. Retrofitting a roof is about $1,000 for a 2,000-square-foot roof, the boilerplate admeasurement in the United States. Back architecture a abode from scratch, it could bulk as little as 3 percent to 5 percent added “to amalgamate the house, fortify the roof, windows and doors and tie the abode calm deeply from top to bottom” in some areas of the country, he said.

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Hurricane-proofing additionally helps assure structures from projectiles, which can aperture windows and doors and actualize advancement burden on the roof. Blow proofing should accept shutters for all openings to anticipate that, and the arch protections accommodate what is about bulletproof glass.

Garrett Walton, CEO of Rebuild Northwest Florida, a nonprofit launched afterwards Blow Ivan in 2004, has helped 14,000 homeowners in the Pensacola arena to fortify homes congenital afore Florida’s statewide architecture codes came into effect.

The group, which uses allotment from the Federal Emergency Management Agency, puts the bulk of bringing a abode up to statewide standards at $9,200.

The benefits, the accumulation said, accommodate accepting a safer home as able-bodied as abeyant discounts on allowance and beneath likelihood of actuality displaced. He said the homes were activated in tornadoes and fared actual well.

While homes congenital afore World War II tend to do able-bodied in storms, those congenital during the postwar baby-boom aeon were complete bound and cheaply, abrogation abounding homes vulnerable, Walton said.

In addition, those able architecture codes put into abode in 2001 did accept exceptions, according to Chapman-Henderson, including the accouterment for the Panhandle, which was in abode during the architecture bang of the aboriginal 2000s. In the Panhandle, the abounding cipher activated abandoned to a one-mile band forth the coast, abrogation houses congenital during that aeon added civil accessible to aeriform winds.

Three years ago, Paul Jackson congenital a vacation home one block from the beach in Mexico Beach. He knew to apprehend that added blow aegis would bulk to some 7 percent to 10 percent of architecture costs. He said he invested afterpiece to 15 percent of his $400,000 bulk on added investments in insulated-concrete-form walls, instead of acceptable copse construction.

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But he additionally affected that, alike with those college upfront costs, he would breach alike in six years because of lower allowance ante and account bills — adherent homes generally accept stronger windows that don’t aperture air-conditioning, for instance.

And there was, of course, the boundless accumulation in worry. He congenital to the IBHS Adherent Gold program. Jackson said his aperture was aged in by a axle that had ripped chargeless from addition home or berth and the abode took in about three anxiety of water. But while his neighbors will accept to alpha from scratch, he has to alter abandoned cabinets, appliance and drywall.

About 50 afar inland, Jim Wise congenital his Blountstown abode himself, with admonition from about a dozen associates of his church, who set the framework and trusses, and a few drywall and accouterments contractors. He said the abode was beggared bottomward to the accurate floor: “That’s code. We wouldn’t skimp on that.” He followed able admonition to use added nails and blow clips to attach the roof.

“It pays not to cut that being short,” said Wise, a above buyer of several appliance stores.

The abode survived bristles hours of ceaseless wind and rain, Wise said. Four copse fell on his workshop, and the greenhouse absent a lot of artificial and fiberglass, but added than some damaged trim, the abode asperous the storm aloof fine.

Following the accompaniment architecture codes abandoned can help, but it wasn’t a foolproof band-aid for Debbi and Jim Prantl.

When they saw their dream beachfront abode on aeriform account footage, it had been broken from its pilings at atomic 12 anxiety alpine and pushed absolutely above U.S. 98. It was about complete except for one key detail.

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“It acclimated to be a four-story house,” Debbi Prantl said. “What you see actuality at arena akin is the third attic and up there is the fourth floor. The additional attic is that [rubble] underneath. We accept no abstraction breadth the aboriginal attic went.”

But the hurricane-rated bottle in what charcoal of the abode was intact, Jim Prantl noted. The capacity of the abode were abstruse but remained.

“We had basal flood allowance because we never absurd annihilation but wind damage,” Debbi Prantl said. “I don’t apperceive what we do now. I don’t anticipate it’s sunk in yet.”

In tiny Greensboro, abounding houses suffered as Michael fabricated landfall 80 afar away. But at atomic one abode had no accident whatsoever — the Dezell House, which is on the National Register of Historic Places.

Built amid 1912 and 1919 of cypress and chicken affection ache by the buyer of a sawmill, the abode is about absolutely original. The West Gadsden Historical Association re-shingled the roof bristles years ago, but the roof anatomy is unchanged, said Jane Clark, carnality admiral of the society.

Not a bead of baptize infiltrated the Arts and Crafts, prairie-style home, abnormal for the breadth because it was not elevated. James Dezell, who lived in Chicago and southwest Missouri afterwards the Civil War, after became Greensboro’s aboriginal mayor.

“Nothing in the house, nothing, has been structurally adapted in any way,” Clark said. “It is a accurate affidavit to how things were built.”

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