NUFlex accessible enrollment, the anniversary aeon for university advisers to accept in or accomplish changes to University of Nebraska allowances plans, is Nov. 19 to Dec. 7.
For the fifth time in seven years, healthcare premiums for medical and dental allowances will not access in 2013 for full-time employees. That acceptable account extends to deductibles and co-pays, which additionally will not increase.
“There was a basal access to the employer, but annihilation will be activity up from the agent addition in 2013,” said Keith Dietze, administrator of university-wide allowances for the NU system. “Employees are accomplishing a bigger job of application their healthcare — application bactericide allowances added and more, application generics, those kinds of things — which leads to us actuality able to abstain those big increases.
“That is absolutely article we should all be appreciative of.”
All advisers — except those opting for the new Agent Plus-One allowances — allegation complete allowances acceptance advice online through Firefly, https://firefly.nebraska.edu. Due to complications accompanying to federal tax law, advisers opting for the Plus-One allowances allegation accept in being at the UNL Allowances Office, 32 Canfield Administration Building.
The NUFlex accessible acceptance aeon is the alone time university advisers can accomplish allowances amalgamation changes during the agenda year.
Dietze fatigued that all advisers allegation baptize their alone tobacco and nicotine use cachet during the NUFlex period.
“If you balloon to baptize tobacco and nicotine, or don’t see it listed on your final acceptance statement, you will be advantageous smoker premiums,” said Dietze. “And accomplish abiding you analysis the acceptance statements. When it comes to 5:01 p.m. Dec. 7, whatever you’ve enrolled in is what you accept for the absolute year. At that point, no changes can be fabricated until the afterward year.”
The university will not be commitment printed copies of the allowances acceptance account this year. Instead, the anatomy will be automatically emailed to advisers for review.
Another anatomy that will go agenda is the account of allowances for eyes care. This anatomy will not be beatific via the provider, EyeMed, afterwards a purchase. Instead, the EOB will be accessible electronically via the EyeMed website.
Employees can additionally complete the Bloom Risk Assessment and accept added wellness benefits. Those accommodate an anniversary bactericide affliction allowance of $300 for adults and $600 for accouchement ($250 and $500, appropriately after the HRA); all-encompassing drugs ordered through the Caremark mail account for chargeless (zero co-pay); and a chargeless colonoscopy (100 percent advantage up to $2,500) every 10 years starting at age 50.
Some of the best arresting changes for NUFlex allowances in 2013 are a aftereffect of the Patient Protection and Affordable Affliction Act, additionally accepted as Obamacare.
Dietze said the name for agreement accounts — which can be acclimated to authority a appointed bulk of pre-tax pay in assets for medical bills — has afflicted to adjustable spending accounts. Also, the best appellation for the adjustable spending accounts is $2,500 for alone adults, bottomward from the antecedent max of $5,000. Family advantage charcoal at the $5,000 maximum.
The Affordable Affliction Act additionally requires administration use W-2s to address to the federal government the bulk of bloom premiums the university paid to anniversary employee. Dietze said advisers do not pay taxes on this figure.
Also, beneath the act, makers of medical accessories will be burdened at 2.3 percent on accessories like stents, pacemakers, wheelchairs, etc. This is not a absolute allegation to allowances plans.
“Really the changes beneath the Affordable Affliction Act are basal this year,” Dietze said. “The big year will be 2014. However our allowances advantage is grandfathered in and will not change.”
Employees who accept questions about allowances should acquaintance the UNL Allowances appointment at 402-472-2600 or in 32 Canfield Administration Building.
— Troy Fedderson, University Communications
Added capacity at: http://go.unl.edu/nu_benefits
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